Dan has been in the mortgage business for over twenty three years.
    
     What sets Dan apart from the competition is not only knowledge
and expertise in the business but personalization.  He is there in person
from the loan application to reviewing and executing your closing documents. 
He is always looking to exceed the customer's expectations.
   
     Under Peoples Bank, Dan is able to offer a wide variety of loan
programs at very competitive interest rates.  We offer Conventional,
FHA, VA, Jumbo, New Construction, Buy Downs, Interest Only,
Bridge Loans, Second Mortgages, Bond Programs and 100%
Financing.  We also offer programs for those with credit issues. 
Regardless of your situation, Dan will find the loan program that
best fits you and your financial needs.
    
     Dan believes that choosing the right mortgage is just as important
as choosing the right home.  That's why he takes the time to get to
know you and listen to your financial needs.  Buying a home or
refinancing is one of the most important decisions that people make.
Working with an experienced lender leads to a very successful outcome
in your decisions.  The expertise and professionalism of Dan and his staff
at Peoples Bank sets him apart from the competition.  They are dedicated
to insuring the customer's satisfaction throughout the entire loan process.
    
     So, if you are looking to purchase a home, build your "Dream Home", if
you need help financing some home improvements or if you are looking into
refinancing, call Dan today!  If you want your home loan experience to be a
smooth and easy ride, just call and ask for "THE WIZARD"!!

     Making dreams come true for over twenty three years, Dan, his staff and
Peoples Bank are truly....................